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Rental Shield™
Short-Term Rental Equipment Insurance

Get Coverage
or 6-months!

How do you get coverage?

We make the process simple so you get same-day coverage.

  1. Submit – the quick and simple form. Click the orange button at the top of the page to begin.
  2. Sign – the contract between you and JT Bates Group that will be emailed to you via DocuSign.
  3. Pay – an invoice emailed to you via QuickBooks.

After these three steps are completed, we will issue the certificate of insurance to you and the equipment dealer.

What is Covered?

Rental Shield™ covers a ton! Look to your right and see what we cover versus the typical coverage option.

Over 30% of all equipment damages in 2020 were caused by collisions, which most damage waivers do not cover.

We protect the equipment from common causes of damage - not just the rare ones.

Rental Shield™

Typical Named Peril*

Falling Objects

Frequently Asked Questions


Rental Shield™ is short-term equipment coverage for rental construction equipment. Rental Shield protects the equipment for the most common damages listed below. *Please note that every claim is subject to an investigation by an adjuster.

  • Collisions
  • Falling Objects
  • Fire
  • Flood
  • Overturns
  • Theft
  • Vandalism

Solving the Problem:

This insurance policy often serves as the necessary insurance that most equipment dealers require in order to rent equipment. Rental Shield offers renters the most extensive coverage at a price that fits the customer’s timeline.

Simple answer:

1 Business Day

Complex answer:

We pride ourselves on providing same-day coverage. This means that we ask for a day to process applications and issue a certificate of insurance.

In most cases, we are able to complete the process within a few hours. Having said that, you the customer play a major role in the process.

The rate at which the application is submitted, the agreement form is signed, and the invoice is paid, dramatically affects the processing time.

Simple answer:

Price is 100% dependent on your unique situation.

Complex answer:

The price for coverage is based on 2 factors.

  1. Equipment Value
  2. Length of Rental

To find the premium for your policy, simply follow the formula below. Please note that a 3% credit card fee will be applied to the total premium.

Sample Quote:

$100,000 (Equipment Value) x 8.0% ÷ 52 (weeks) = $159/wk

$159 x 2/wks = $318 Premium

*Disclaimer* Every policy is different. Therefore, the pricing is subject to change. The minimum premium for a policy is $100 + tax regardless of the equipment value.

Simple answer:

The deductible is dependent upon the value of the machine.

Complex answer:

We will cover equipment that is valued at up to $250,000. If equipment is valued higher than that, please contact us at so we can look at your case more closely.

However, for any equipment valued below $250,000, the deductibles are as follows.

Equipment valued from $1,000$24,999 = $1,000 Deductible

Equipment valued from $25,000 – $250,000 = $2,500 Deductible

In select cases the deductible may be higher due to the scope of work. We will evaluate each deductible rate on a per policy basis.

Simple answer:

Not yet.

Complex answer:

Rental Shield™ is physical damage that protects the piece of equipment. Even though Rental Shield protects against the most common causes of accidents, it is not liability coverage.

However, we are in the process of building this coverage option. We hope to complete this policy option in 2022. If you have any questions about liability coverages, please contact us.

Claims Process:

  1. Inform our Rental Shield™ team.
  2. Inform the dealer of the damaged equipment.
  3. Fill out the loss report provided by us.
  4. Pay the deductible (and any repairs not covered by Rental Shield™).
  5. Sit back and let us take care of the rest!

Our claims advocates work hard so that you don’t have to. We take care of the paperwork so you can get back to work.

Simple answer:

Don’t panic. We can change the certificate of insurance.

Complex answer:

Sometimes the equipment dealer will unexpectedly deliver a piece of equipment to you that is different from the one that you obtained coverage for.

In this instance, just call 1 (512) 866-7651 (option 2) and tell us the new information (make/model/serial number).

As soon as we deliver the COI to you, the equipment will be officially covered by Rental Shield.

* Please do not use the equipment until you have an updated certificate of insurance. The serial number that is on the certificate will be the only machine covered by Rental Shield.

Talk to a live agent:

Click the chat button on the bottom right side of the screen and talk to a live agent!

Why Rental Shield?

“Rental Shield was created at the request of heavy equipment renters so they can get the coverage they need to rent the equipment that helps them get the job done.”

Jayme Bates, CEO

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