Material Handling & Heavy Equipment Insurance With 35 Years of Experience

JT Bates Insurance Group reduces risk to rental equipment with the best risk management products for equipment dealers, rental companies and material handling equipment dealers in the United States.

Check Our Rates

A Few Reasons Why We're The Right Fit for Your Company:

Best Rates

By keeping rates low, we increase profitability for rental businesses. Higher sales will result in even more rate discounts. Free, no-obligation quotes are available upon request.

Deductibles

With our programs in place, the deductible will be lower than the deductible on the customer's insurance policy or your customer’s contribution to the loss.

Waiver of Subrogation

We won't try to recoup funds from a loss from the customer. Claims are processed quickly and won't impact insurance premiums.

Peace of Mind

We will pay the entire replacement cost of any equipment 5 years old or newer rather than paying the market price of the used vehicle.

Basically, You’re Covered Unless Specifically Stated Otherwise.

Unlike many damage waivers, JT Bates Insurance Group offers all-risk coverage that benefits both equipment dealers and their renters. Unless specifically stated otherwise, Rental Equipment ProtectionTM and Physical Damage ProtectionTM will cover just about any circumstance you can imagine and will do so without asking our customers to take on any extra risk. With the exceptions of criminal acts committed by the dealer, mechanical breakdown, missing property, and wear and tear, JT Bates Insurance Group has got you covered.


*Not all Named Peril policies are written the same. The list we chose is an example of a typical policy.

All Risk Protection

Named Peril*

Accidental Damage
X
Collision
X
Criminal Acts
X
Earthquakes
X
Falling Objects
X
Fire
X
X
Hail
X
X
Flood
X
Theft
X
Maybe
Overturns
X
Ingestion
X
Wind
X
X
Vandalism
X
Weight of Load
X
Other non-excluded perils
X

Your Business and Your Customers, Covered

We're confident that we offer the best rates on all-risk coverage. See for yourself. A free, no-obligation quote is just a click away! Check Rates

Equipment Protection Plans Built on Trust

JT Bates Insurance Group designs heavy equipment insurance programs that help rental companies grow their businesses and manage risk. Learn More