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Heavy Equipment Dealers

Material Handling Equipment Dealers

Solving Problems You Didn't Know You Had

REP™ is what you need!

Why? Here are just 5 huge benefits of REP!

  • All-risk coverage for your rental equipment.
  • A hassle-free claims process with our team of licensed insurance agents.
  • Peace of mind.
  • Predictable cost.
  • Revenue source.

What’s the catch?

Well, there is no catch. When we say, “all-risk coverage,” we mean it. This means that we cover everything unless it is otherwise stated in our agreement. REP™ increases your coverage while decreasing your guesswork and stress.

Want to learn more? Contact us here!

StraightDocs™ Compliance Services

How? Let us tell you!

  • Compliance Services Team – Our experienced team ensures that your equipment stays protected while out on rent.
  • Paperless – Our online portal gives you 24/7 access to your stored documents. No more paperwork.
  • Rental System Integration – StraightDocs™ seamlessly integrates with your existing rental system.
  • Saves you Time and Money – Your team doesn’t waste time looking for or verifying certificates. We do the hard work.
  • Tracks all Documents – We track more than just coi’s. StraightDocs™ tracks claims, MCPs, tax forms, and more.

Want to learn more? Contact us here!

Find Out Which Products Are Ideal For You

REPStraightDocsRicker + AssociatesRental Shield
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Frequently Asked Questions

Protecting rental equipment while it is out of the care, custody, and control of the equipment dealer is a critical component of risk management and has a direct impact on profitability for every dealer. While many damage waivers are quite limited in coverage, REP from JT Bates Group provides all-risk protection with great limits and low rates. It was designed to be a profit-driving program for rental dealers and a value-added program for rental customers.

In the equipment industry, the risk of loss is very high and is not a question of if but when. Just one catastrophic loss can make a huge dent in the profitability of a rental business. REP and PDP from JT Bates Group mitigate that risk by improving profitability with every sale without increasing the exposure to risk.

Business insurance premiums are negatively impacted when losses are filed through the carrier. REP and PDP from JT Bates Group are separate policies that do not impact business policy premiums, so a loss (even catastrophic) will not have a negative impact on business premiums. The risk is transferred to a secondary policy, losses are processed in a timely and convenient fashion, and the business is more profitable.

Additionally, if a rental company is collecting a fee for a self-funded insurance program and then filing losses with its business insurance carrier, thereby deferring the risk to the insurance company, the business insurance coverage may be subject to cancellation or non-renewal. Check with the business insurance carrier for guidelines.

It saves money for the rental customer. Although a rental customer may be protected by a business insurance policy, the customer is at risk of cancellation or at least increased premiums in the event of a major loss. With REP, a loss will not affect the customer’s insurance and will enhance protection by providing all risk coverage rather than just named perils.

Additionally, REP pays replacement cost, which is better than actual cash value. This alone may save the customer thousands of dollars. Further, with REP the rental customer only pays a premium for the time the equipment is on rent as opposed to an entire year as most policies require. Finally, with REP, the deductibles or customer contributions are much lower than the standard $5,000 deductible required by most insurance companies.

Certificates of insurance are an effective way to manage risk, provided the certificates are managed appropriately. JT Bates Group can also help with certificate tracking, powered by StraightDocs. We assign a certificate manager to each account who researches every certificate and makes the calls to the insurance company on behalf of our clients. Our goal is to ensure that our clients’ businesses are adequately protected in the event of a loss, their rental customers can get back to work quickly and efficiently, and we make this process pain-free for the clients we serve.

“As a company, we are committed to world-class customer service with integrity. We are passionate about being an agent of positive change for businesses around the country.”

Jayme Bates, CEO

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